Liveness that resists deepfakes
Passive and active liveness checks, spoof alerts, and face matching against ID photos in the same session window.
BFSI · RBI V-CIP
Customer onboarding in under three minutes
Visive Video KYC replaces branch visits with a secure, real-time video session — AI liveness, face match, document OCR, and agent-assisted or fully automated flows that stay RBI V-CIP compliant.
- Session time
- <3 min
- First-pass success
- 95%+
- Fraud reduction
- Up to 99%
- Compliance
- RBI V-CIP
Why Video KYC
Regulators want stronger AML. Customers want instant accounts.
Paper KYC and branch queues create drop-offs and fraud gaps. Video KYC delivers both compliance and conversion — with a session that feels like a live agent conversation.
Document intelligence
OCR plus authenticity cues — holograms, microtext, and layout checks — for Aadhaar, PAN, passport, and driving licence.
Audit-ready by default
Encrypted recordings, geo-tagging, timestamps, and agent notes packaged for compliance review and regulator requests.
How it works
From initiate to approved in four steps
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Customer initiates
Starts Video KYC from your app, website, or SMS/email link on mobile or desktop.
-
Capture & OCR
ID documents captured in 30–60 seconds with guided framing and automated field extraction.
-
Liveness & match
Face liveness and matching complete in 20–40 seconds with real-time spoof detection.
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Decision & audit
Automated checks or agent confirmation deliver instant approval with a full evidence pack.
Deployment
Fits your stack and your risk model
- Agent-assisted, AI-assisted, or fully automated modes
- Cloud or on-premise for data residency
- AES-256 encryption and bank-grade session security
- APIs and webhooks into core banking / LOS / CRM
- Works on mobile browsers without a native install
Supported documents
Aadhaar
PAN
Passport
Driving licence
Voter ID
Offline eKYC
Optional Aadhaar offline eKYC API with face matching for hybrid digital journeys.
FAQ
Video KYC questions teams ask first
What is Video KYC and how does it work?
Video KYC, or Video-based Customer Identification Process (V-CIP), is an RBI-approved digital method for remote customer onboarding. Customers show ID documents, complete AI-powered liveness and face matching, and receive verification — typically in under three minutes — with full session recording for audit.
Is Visive Video KYC RBI compliant?
Yes. The product is designed for RBI V-CIP requirements including live video interaction, liveness, geo-tagging, encryption, and retention of audit artefacts. We work with your compliance team on configuration and evidence packaging.
How long does a typical session take?
Most sessions complete in under three minutes: document capture and OCR in 30–60 seconds, liveness and face match in 20–40 seconds, then automated or agent final checks. First-time success rates of 95%+ reduce drop-offs versus branch or paper flows.
How secure is it versus traditional methods?
Multi-layered fraud prevention includes passive and active liveness against deepfakes, spoofing alerts, document authenticity checks, AES-256 encryption, geo-tagging, and comprehensive audit logs — reducing identity fraud risk dramatically versus paper or unverified selfie uploads.
Can customers complete KYC on mobile?
Yes. Sessions run in modern mobile browsers with guided capture, network resilience, and adaptive bitrate so rural and metro customers get the same compliant experience.
BFSI onboarding
Cut onboarding from days to minutes
See a live V-CIP session, review the audit pack, and map integration to your LOS — contact sales@visive.ai or +1 (442) 264-1012.